Personal Contract Purchase Representative Example

Rifter Active Standard 1.5L BlueHDi 100 S&S
47 Monthly Payments £269.00
Customer Cash Deposit £2,833.23
Peugeot Deposit Contribution £1,150.00
Total Deposit £3,983.23
Vehicle Price (OTR) £22,165.00
Passport Price Inc £120 Roadside Assistance £22,285.00
Total Amount of Credit £18,301.77
Optional Final Payment to Buy £7,125.00
Total Charge For Credit £1,466.23
Term of Agreement 48 Months
Total Amount Payable For Credit £23,751.23
APR Representative 2.9% APR
Fixed rate of Interest 2.90%
Excess Mileage Charge 9ppm
Mileage Per Annum 6,000

Finance Explained

With Personal Contract Purchase (PCP), you can purchase your vehicle with a deposit, monthly payments and, if you wish to own the vehicle at the end, a balloon payment (also know as the Guaranteed Future Value). Since you won’t have to pay for part of the car until the end of the contract, this gives you additional flexibility.​

PCP Explained

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Privacy & Terms

Please refer to our privacy policy at https://www.helstongarages.co.uk/site/privacy-policy/ for full information about how we will process any data you submit to us via this form.

Terms & Conditions:

Personal Contract Plan: *At the end of the agreement there are 3 options: (i) Renew: Part exchange the vehicle. (ii) Retain: Pay the Optional Final Payment to own the vehicle or (iii) Return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.

You will not own the vehicle until all payments are made. Helston Garages Limited are a credit broker (not a lender), we can introduce you to a limited number of carefully selected finance providers. We may receive a commission from them for the introduction. Offers are not available in conjunction with any other offer and may be varied or withdrawn at any time. Offer available when ordered by 31/12/2020. Accurate at time of publication [October 2020]. Images shown for illustrative purposes only.


Helston Garages Ltd t/a Truscotts Peugeot​ is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.​

We can introduce you to a limited number of finance providers and may receive differing levels of commission from each of them for the introduction. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over, Guarantees may be required.

Customer Administration Fee: A cost of £60 will be applied to all orders on this vehicle.