Volvo Car Financial Services

Volvo Car Financial Services

Volvo Car Financial Services offer a number of flexible plans that can be tailored to your needs – giving you maximum control and freedom*.

Volvo Car Purchase Plan is a traditional finance plan usually offered to private customers. This plan allows you to take finance on a term of between 12 and 60 months and to pay as big or as small a deposit as you want. Provided all payments are made, at the end of the agreement the vehicle is yours.

Volvo Car Advantage is a Personal Contract Purchase plan – again usually offered to private customers. Typically monthly payments are lower with this option than with a Volvo Car Purchase Plan. With Volvo Car Advantage, you may pay a deposit of up to 40% of the vehicle's purchase price, and choose your required mileage and finance on a term of between 24 and 42 months.

Volvo Car Financial Services provide a Guaranteed Future Value on the vehicle at the end of the term. At the end of your agreement you have three options.

These are:

  • Return the car with nothing more to pay. Provided the vehicle is in a fair condition (details in the fair wear and tear guide) and within the agreed mileage, you can return the vehicle to Volvo Car Financial Services.
  • Retain the vehicle by paying the Guaranteed Future Value to Volvo Car Financial Services.
  • Renew the vehicle – at any stage during your agreement you can talk to your dealer about settling your finance agreement and using any equity in your car towards purchasing a new Volvo.

*Finance subject to status. Further charges may be made subject to the condition of the vehicle. Terms and conditions apply. 18s or over. Guarantees/Indemnities may be required. Finance provided by Santander Consumer Finance trading as Volvo Car Financial Services, RH1 1SR. You will not own the vehicle until all payments are made. Helston Garages Limited are a credit broker (not a lender), we can introduce you to a limited number of carefully selected finance providers. We may receive a commission from them for the introduction. Kastner Barnstaple, Kastner Exeter, Truro Motor Company, Taunton Motor Company and Yeovil Motor Company are trading names of Helston Garages Ltd which is authorised and regulated by the Financial Conduct Authority under firm reference number 313009.