Finance options from Helston Garages Group Volvo

Volvo Car Financial Services

For private buyers, Volvo Car Financial Services has created a range of plans so that you can choose the right one for you:


The simple choice

This traditional scheme allows you to buy your car by paying, after the initial deposit, in simple, equal instalments at a fixed rate.


Pick and choose

This is a Personal Contract Purchase plan, where typically, monthly payments are lower than with a Volvo Car Purchase Plan, due to the Guaranteed Future Value on the vehicle at the end of the term. With Volvo Car Advantage, you may pay a deposit of up to 40% of the vehicle's purchase price, and choose your required mileage and finance on a term of between 24 and 42 months.

At the end of your agreement you have three options:

  1. Renew the vehicle – at any stage during your agreement you can talk to your dealer about settling your finance agreement and using any equity in your car towards purchasing a new Volvo
  2. Retain the vehicle by paying the Guaranteed Future Value to Volvo Car Financial Services.
  3. Return the car with nothing more to pay.*

Click here for more information on Volvo Car Purchase Plan and Volvo Car Advantage



Volvo Car Personal Contract Hire enables you to fix the cost of your motoring over a flexible period from 18 months to 4 years. The monthly payments cover the hire of the vehicle and the road fund licence for the period and there is the option to add a service and maintenance package. At the end of the agreement, you simply hand the car back.

Click here for more information on Personal Contract Hire and Business Contract Hire

Click here for more information on Volvo Car Insurance

Click here for more information on Business Sales

*Provided the vehicle is in a fair condition (details in the fair wear and tear guide) and within the agreed mileage, you can return the vehicle to Volvo Car Financial Services. Volvo Car Purchase Plan and Volvo Car Advantage are offered by Volvo Car Financial Services, RH1 1SR. Finance subject to status. Terms and conditions apply. Applicants must be 18 or over. Guarantees / Indemnities may be required. Helston Garages Limited are a credit broker not a lender. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction. Kastner Barnstaple, Kastner Exeter, Truro Motor Company, Taunton Motor Company and Yeovil Motor Company are trading names of Helston Garages Ltd which is authorised and regulated by the Financial Conduct Authority under firm reference number 313009. Personal Contract Hire is provided by Santander Consumer (UK) PLC trading as Volvo Car Financial Services, RH1 1SR.