Bmw 1 Series Hatchback Special Edition 120d M Sport Shadow Ed 3dr Step Auto

• £199 a Month
• £1,000 Deposit Contribution

**Westerly Special Offer | BMW 1 Series 3-Door**

This May Westerly BMW retailers (Barnstaple, Bridgwater, Exeter and Yeovil) are offering a selection of stock BMW 1 Series 3-Door models at an amazing price. All models are available from £199 per month and all are available to purchase through any Westerly retailer. See a full finance example, for a current stock list, more information or to arrange an appointment contact your nearest Westerly BMW.

Representative BMW Select finance example for a 118i M Sport 3-door Shadow Edition

Monthly Payment £199.00
Term of Agreement 48 months
Annual Mileage 8,000 miles
Customer Deposit £5,438.27
Our Deposit Contribution £1,000
Total Deposit £6,438.27
On the road (OTR) cash price £23,831.85
Total Amount of credit £17,393.58
Rate of interest (fixed) 4.9%
Option to purchase fee £0.00
Optional final payment^ £10,754.48
Total amount payable £26,545.75
Representative APR 4.9% APR
Excess mileage charge 6.05 pence

BMW Select (PCP)
Deposit + monthly payments + optional final payment.

Offering the opportunity to choose between three options at the end of your agreement makes this our most popular finance product for New and Approved Used BMWs.


We understand that when you take out a finance agreement, you may not be sure what you’ll want to do at the end of it. This product is perfect if you are looking to combine flexibility with low monthly payments.


Begin by choosing which BMW model is right for you. Then, decide how much you are able to put down as a deposit, how long you want the agreement to last (between 24 and 60 months) and what your average annual mileage is likely to be. Next – and this is what really sets BMW Select apart – we take a portion of the cost of your BMW and freeze it until the end of your finance agreement. This becomes your optional final payment and also reduces your monthly payments.** To work out the size of this optional final payment, we use our expertise to estimate what your BMW will be worth when your finance agreement ends. This is why we also refer to it as your BMW’s Guaranteed Future Value (GFV).


Deferring part of your BMW’s value until the end of your agreement could make your monthly payments significantly smaller, giving you the flexibility to opt for the right model within your budget.


At the end of your agreement, you will be asked to choose between three options:

1. Pay the optional final payment and keep your BMW**
2. Part-exchange your BMW for a new one***
3. Return your BMW and, as long as you have not exceeded the mileage allowance and it has been well looked after, there will be nothing more to pay****

In both the first two options, if the value of your car is more than what we predicted for you in the Guaranteed Future Value (GFV), you will benefit. If the market value is lower than our GFV prediction, you can choose to return the car to us with nothing further to pay, other than any excess mileage or damage charges.****

Fill out the form below and a member of our friendly team will be in touch shortly.

Terms & Conditions

*Helston Garages Ltd,trading as Westerly is a credit broker not a lender.

Finance examples are for BMW Select agreements for the models shown above. Applies for new vehicles ordered between 15 February 2018 and 30 June 2019 and registered by 30 June 2019 (subject to availability). Retail customers only. *On the road cash price is based on manufacturer’s recommended retail price and includes 3 year BMW Retailer Warranty, BMW Emergency Service, 12 months’ road fund licence, vehicle first registration fee, delivery, number plates and VAT. ^Optional final payment is not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. ‘BMW Select’ is a form of hire-purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14 day statutory right to withdraw from the agreement. We commonly introduce customers to a selected panel of lenders including BMW Financial Services. We may receive commission or other benefits for introducing you to such lenders. This introduction does not amount to independent financial advice.

^Terms and conditions apply. Models must be ordered by 30.06.19 and registered by 30.06.19. BMW UK will pay the cost of the upgrade to the Retailers directly. Participating Retailers only. Retail customers only. Offer may be varied, extended or withdrawn at any time.

** The optional final payment is payable at the end of the agreement if you decide to purchase the vehicle. We remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments. *** If you part exchange the vehicle for a new BMW, any surplus in the vehicle’s part exchange value over the optional final payment (and option to purchase fee) can be used as a deposit towards a new BMW. **** If the vehicle’s value is less than the optional final payment, you can hand it back to us without paying the optional final payment. However additional charges may be payable for both excess mileage (actual mileage higher than agreed contract mileage) and vehicle condition (using the standards set by the British Vehicle Rental and Leasing Association BVRLA vehicle condition guide). If your agreement is regulated by the Consumer Credit Act, this contractual option will be in addition to your statutory right to end the agreement early.

Westerly BMW Customer Administration Fee £60

What services does this fee cover?

  • Settling customer finance agreements with associated bank, including charges for online payment.
  • Liaising with customer’s own finance provider.
  • Informing the DVLA that the part exchange vehicle is now in “the trade”.
  • Carry out provenance checks with HPI/Experian.
  • Organising cherished transfers for customers (if applicable).
  • Set up vehicle warranties.
  • Set up service plans.
  • Update online service history.
  • Set up vehicle telematics systems.
  • Training sales admin staff.
  • Completion of GDPR/Government reporting.